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Finance Wardrobes & Kitchens on Finance

Here at Hammonds we know that one style doesn’t suit everyone, which is why we stock such a wide variety of designs and finishes to enable you to add that all-important personal touch to our stunning fitted furniture. And, with your convenience in mind, we take the same approach with our payment options, making it even easier for you to pick up your fitted wardrobes and kitchens on finance.

We understand that everyone’s monetary situations are different and what’s immediately affordable for some isn’t for others, so we offer 3 options when it comes to funding, enabling you to be as flexible as possible when making your purchase. Whether you want to pay up front for your fitted kitchen, are looking for pay monthly wardrobes or are seeking a buy now pay later deal, here at Hammonds we’ve got you covered.

Find out more about getting fitted wardrobes and kitchens on finance below:

Option 1: Cash Payment

Perfect if you’re looking to make the process of picking up your fitted wardrobe or kitchen on finance as simple as possible. An initial 25% deposit upon agreement, followed by 65% payable 15 working days before delivery. Lastly, a final 10% payable on day of completion of your new fitted room.

Option 2: Buy Now Pay Later

Pay nothing for the first 12 months and then have the option to spread the cost of your purchase.

  • No interest charged if balance cleared after 12 months.
  • Regular monthly payments (after the first 12 months, if required)
  • 10% deposit
  • 19.9% APR representative
  • £29 early settlement fee

Nothing to pay for the first 12 months

Representative Example:

Cash price of £2500
10% deposit of 250
Total Amount of Credit of £2250
Duration of agreement - 132 months including 12 months deferral.
120 monthly repayments of £48.38.
Rate of interest 19.9% APR Representative
Total amount payable £6055.60
Early exit fee £29.

Option 3: Home Improvement Account

If you’re looking for pay monthly option, the home improvement account could be the solution for you. Start off with a 10% deposit upon agreement, then spread the total cost of your Hammonds fitted furniture over monthly repayments, with a choice of up to 60 months at an approximate interest rate of 8.9% APR.

Representative Bedroom Example. Representative Kitchen Example.
Based on retail price £2500 Based on retail price £6000.
Deposit of £500 Deposit of £1200
Total Amount of Credit of £2000. Total Amount of Credit of £4800.
60 Monthly Repayments of £41.09. 60 Monthly Repayments of £98.61.
Rate of interest 8.9% APR Representative. Rate of interest 8.9% APR Representative.
Total amount payable £2965.40. Total amount payable £7116.60.

How we tailor-make your fitted living space

swatches illustration

1. Home design service

Interior design ideas and
space creating solutions

survery drawing illustration

2. Detailed room survey

The best craftsmen measure twice
and cut once.

wardrobe interior illustration

3. Installation

Our qualified team will take care
of every detail.